strawbay.iostrawbay.ioAnchored Fintech Integrations
Industries

Debt Collection

INDUSTRY

“Collect faster, with case data that is always right.”

Run a bigger collection book without scaling your integration team. Strawbay standardizes the financial data flow between your clients’ systems and your collection platform, so invoices, overdue cases, payments, credit notes and write-offs stay in sync, and manual handling and reconciliation errors are designed out. Debt collection lives and dies by data quality, timing and control. We make that flow stable and keep it that way. And because you connect to each agent or ERP once and then serve every client running it, your cost follows the number of connections you build, not the number of customers you onboard.

85% ERP coverage typical debt-collection clients
40+ European rails
99.99% uptime

Why it matters

Case data that is always right

Case data, invoices, payments, credit notes and write-offs have to be synchronized correctly, every time, or compliance and recovery both suffer. Strawbay sits between your clients’ accounting systems and your collection platform as a neutral integration layer, replacing fragile client-specific scripts with standardized flows that behave the same across every connection. One engine, monitored and maintained by us, so your operation can trust the numbers it acts on.

The Debt Collection package

Standardized flows, one connection

Every Debt Collection package bundles a single agent or ERP connection with the standardized flows: send and fetch invoices, send and fetch overdue invoices, sync credit notes, sync payments and sync write-offs, each accounting-order aware, plus auto-adapted onboarding. Which flows are relevant depends on your master system. They behave the same across every connection, so your operation stays consistent no matter what your clients run. Click any flow for detail.

Flows

6 shown

Send / Fetch Invoices

Sends and fetches invoices against the master system.

Send / Fetch Overdue Invoices

Handles overdue invoices for collection.

Sync Credit Note

Syncs credit notes incl. accounting order.

Sync Payment

Syncs payments incl. accounting order.

Sync Write-off

Syncs write-offs incl. accounting order.

Auto-adapted Onboarding

The onboarding flow adapts automatically to each client's ERP, with no per-ERP project.

No flows match this filter.

Other relevant packages

A complete stack for advanced collection

Collection is the core, but the same engine runs the rest of your operation. Add onboarding, KYC and AML, distribution, or Kronofogden enforcement when you need them, each one a ready-made package. Click any package to see its applications and flows.

Integration packages

7 shown

No packages match this filter.

A pricing model built to scale

Pay per connection, not per customer

Most integration costs grow with every client you take on. Strawbay’s does not. We build integrations once per connection, not once per client, so once an agent or ERP is live you can run as many collection clients on it as you like without adding setup or monthly cost. The number of different agent and ERP connections drives your cost, not the number of end customers. Pricing depends on your setup, so let us put a figure to yours.

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Enforcement

Hand cases over to Kronofogden cleanly

When a case moves to enforcement, the data has to follow it without rekeying. Strawbay supports handover to Kronofogden, the Swedish Enforcement Authority, so case data carries through from your collection platform to the enforcement step with the same accuracy as the rest of the flow.

How onboarding works

Clients onboard themselves, in four steps

Onboarding adapts to each client’s system. Approval keys are stored and reused automatically, so even multi-system setups stay simple, and your team is not pulled into an integration project for every new client.

1

Create client

The client is created in your system by an administrator.

2

Access portal

The client is guided to their portal to start onboarding.

3

Onboarding workflow

An adaptive flow requests and approves data access for their system.

4

Ready to sync

The connection goes live, and case data flows automatically.

What you get

One collection system. Every agent connected

One Strawbay engine sits between your collection system and every connected agent and ERP. Connect a system once, then run the same standardized flows across all of them. We monitor, maintain and secure delivery.

Example: a collection system connected to the agents you work with. The connectors shown are illustrative.
Example: a collection system connected to the agents you work with. The connectors shown are illustrative.

Connections

The agents and systems your book runs on

Connect the collection agents and ERPs your clients actually use. Roughly 85% of the ERPs commonly used by debt-collection clients can be onboarded through Strawbay, alongside the major collection agents. If your target is Quiddly as a master system, no extra connection is required. Search the list, and click any connection for detail.

Applications

52 shown

Fortnox

ERP

Sweden's leading cloud platform for accounting, invoicing and payroll, used by hundreds of thousands of small businesses and accounting firms. Strawbay connects to Fortnox to sync invoices, vouchers and payments automatically.

Visma.net

ERP

A cloud ERP suite covering finance, projects, logistics and HR for mid-sized Nordic companies. Strawbay integrates with Visma.net to keep ledgers, invoices and payments in sync.

Microsoft Business Central

ERP

Microsoft Dynamics 365 Business Central is an all-in-one ERP for small and mid-sized businesses spanning finance, sales, inventory and operations. Connected through Strawbay for two-way financial sync.

Microsoft Finance and Operations

ERP

Microsoft Dynamics 365 Finance & Operations is an enterprise ERP for large organisations managing finance, supply chain and manufacturing at scale. Integrated via Strawbay for ledger and payment flows.

PowerOffice

ERP

PowerOffice Go is a cloud accounting and business platform for Norwegian SMEs and accounting firms, covering bookkeeping, invoicing, payroll and projects. Strawbay syncs invoices and postings both ways.

Finqr

Collection Agent

Finqr automates B2B invoicing and debt-collection workflows across business systems, speeding up payment and improving the customer experience. In Strawbay it acts as a debt-collection agent connection.

Quiddly

Master System

Quiddly is a platform for factoring, business lending and debt-collection operations, used by financial-services providers as their core system. In Strawbay it serves as a master system for collection.

Visma Spiris

ERP

Spiris is a modern cloud accounting platform covering bookkeeping, invoicing, payroll and tax for small businesses and advisors. Strawbay connects it for automated financial synchronisation.

Intrum Norway

Collection Agent

Intrum is Europe's largest credit-management company; its Norwegian arm handles debt collection and receivables management on behalf of creditors. Connected via Strawbay as a collection agent.

Intrum Finland

Collection Agent

The Finnish operation of Intrum, Europe's leading credit-management group, managing debt collection and receivables for creditors and service providers. Connected via Strawbay as a collection agent.

Ropo Sweden

Collection Agent

Ropo runs the full invoice-to-cash journey, invoicing, reminders and ethical debt collection, as one end-to-end service. In Strawbay it connects as a collection agent.

Roaring

Data Provider

Roaring delivers real-time company and personal data from dozens of sources to automate onboarding, KYC/AML and risk assessment. Strawbay uses it as a data provider for compliant onboarding.

Sparbanken Syd

Bank

An independent Swedish savings bank offering mortgages, loans, savings, insurance and payment services to individuals and businesses. Strawbay connects it for bank reconciliation.

Ekobanken

Bank

A member-owned Swedish ethical bank focused on transparent, sustainable lending and responsible capital allocation. Strawbay connects it for bank reconciliation.

Kronofogden

Enforcement Authority

The Swedish Enforcement Authority (Kronofogdemyndigheten) handles statutory debt enforcement, payment injunctions and debt restructuring. Strawbay connects to it for compliant enforcement case handover.

Lime

CRM

Lime Technologies builds CRM and customer-journey software with AI tools for sales, marketing and service teams across the Nordics. Connected through Strawbay.

Snowflake

Data Platform

Snowflake is a fully managed cloud data platform for analytics, data pipelines and AI applications across clouds. Strawbay can feed integration data into Snowflake for reporting and insight.

Verified

Identity / KYC / AML

Verified is a compliance platform combining AML/KYC screening, digital signatures, due diligence and contract management in one place. Strawbay connects it for identity and compliance flows.

iData

Distribution

iData handles the production and distribution of invoices, payment reminders and letters across both physical and digital channels. In Strawbay it powers document distribution.

Crediflow

Distribution

Crediflow digitalises and automates the exchange of invoices, orders and business documents (EDI) across dozens of connected systems. In Strawbay it acts as an e-invoice and distribution operator.

Tripletex

ERP

A Norwegian cloud accounting system combining invoicing, payroll, project management, time tracking and reporting in one platform. Strawbay keeps its invoices and ledger entries in sync.

Fiken

ERP

Straightforward cloud accounting for Norwegian small businesses, invoicing, receipts, VAT and annual accounts made simple. Strawbay automates invoice and payment exchange.

Xledger

ERP

A cloud ERP with deep automation and multi-entity consolidation, built for finance teams in growing and complex organisations. Strawbay connects it for ledger, invoice and payment sync.

SoftOne

ERP

SoftOne GO is a unified cloud business platform spanning accounting, payroll, time tracking, HR, sales and logistics for over 130,000 users. Strawbay integrates its financial flows.

Younium

Subscription Billing

A subscription management and billing platform that connects sales, operations and finance across the recurring-revenue lifecycle. Strawbay syncs its invoices and payments.

Visma e-conomic

ERP

One of the Nordics' most widely used cloud accounting platforms for small businesses, covering invoicing, bookkeeping and reporting. Strawbay connects it for automated financial sync.

Björn Lundén

ERP

A Swedish provider of accounting, payroll and business software backed by decades of financial know-how and reference material. Strawbay integrates its bookkeeping and invoicing.

Procountor

ERP

A Finnish cloud accounting and financial-management platform that automates bookkeeping, invoicing and e-invoicing end to end. Strawbay keeps its data in sync.

Custom ERP

ERP

Custom ERP integration, built to your needs.

Custom Collection Agent

Collection Agent

Custom Collection Agent integration, built to your needs.

Custom Master System

Master System

Custom Master System integration, built to your needs.

Custom Bank

Bank

Custom Bank integration, built to your needs.

Custom Data Provider

Data Provider

Custom Data Provider integration, built to your needs.

Custom Data Platform

Data Platform

Custom Data Platform integration, built to your needs.

Custom Identity / KYC / AML

Identity / KYC / AML

Custom Identity / KYC / AML integration, built to your needs.

Custom CRM

CRM

Custom CRM integration, built to your needs.

Custom AP Automation

AP Automation

Custom AP Automation integration, built to your needs.

Custom Distribution

Distribution

Custom Distribution integration, built to your needs.

Custom e-invoice Operator

e-invoice Operator

Custom e-invoice Operator integration, built to your needs.

Custom Enforcement Authority

Enforcement Authority

Custom Enforcement Authority integration, built to your needs.

Custom Lending Platform

Lending Platform

Custom Lending Platform integration, built to your needs.

Light

Planned · Q3 2026

A modern ERP that automates accounting, accounts receivable/payable and financial reporting across multiple entities for scaling companies. Connected through Strawbay.

IFS

Planned · Q4 2026

IFS delivers industrial-grade, AI-powered ERP that unifies asset management, field service and enterprise operations for asset-heavy industries. Strawbay connects its finance and ledger flows.

SAP

Planned · Q4 2026

The world's leading enterprise ERP, running finance, supply chain and operations for large organisations globally. Strawbay integrates its ledger, invoice and payment flows.

Visma Dinero

Planned · Q4 2026

Denmark's popular online accounting tool for micro and small businesses, easy invoicing, bookkeeping and reporting. Strawbay automates invoice and payment exchange.

Medius

Planned · Q4 2026

Medius is an AI-powered platform that automates accounts payable, payments, procurement and expense management. Strawbay connects it into the invoice and payment flow.

Visma Netvisor

Planned · Q1 2027

A Finnish cloud accounting and payroll platform with strong automation, invoicing, reporting and forecasting for businesses of all sizes. Connected through Strawbay.

Exact

Planned · Q2 2027

Business software helping SMEs and accountants across the Benelux automate accounting, ERP and financial operations. Strawbay integrates its financial flows.

Fimento

Planned · Q1 2027

Fimento is an AI-powered financial-intelligence and lending platform combining open banking, accounting data and company registries for credit decisions. Connected through Strawbay.

Odoo

Planned · Q4 2026

An open-source, modular ERP and CRM suite covering accounting, sales, inventory, HR and projects, used by millions worldwide. Strawbay connects its finance modules.

Oqto

Planned · Q1 2027

A next-generation accounting system designed by accountants for accounting firms and their clients, with automation at its core. Strawbay syncs its financial data.

Bokio

Planned · Q2 2027

An all-in-one Swedish platform combining accounting, invoicing, payroll and integrated business banking for small companies. Strawbay automates its financial flows.

No applications match this filter.

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